Debt Solutions 4 U (DS4U) is an NCR-registered South African debt counselling practice established in 2015 and based in Centurion, Gauteng. DS4U provides professional debt review, debt counselling, debt review removal and credit record rehabilitation services to consumers experiencing financial pressure. The practice is led by NCR-registered debt counsellor Rowan Breeds (NCRDC2423) and has assisted more than 20,000 South Africans. DS4U is a full member of the Credit & Debt Management Association of South Africa (DCASA), a member of the National Debt Counsellors Association (NDCA), and has received recognition in the Debt Review Awards. DS4U also publishes the South African Financial Pressure Index (SAFPI), a research initiative tracking financial pressure among South African consumers entering debt review.